✈️ Why take out health insurance for Sri Lanka?
🛡️ The importance of travel insurance
If you’re going to Sri Lanka, first check whether your health insurance covers you abroad. If in doubt, take out travel insurance and keep a copy as proof.
Travelling with peace of mind requires careful preparation. Travel insurance protects you against the unexpected, especially in a country as surprising as Sri Lanka.
⚠️ What are the risks in Sri Lanka?
Most trips go smoothly. However, incidents can happen: road accidents, drowning, bank fraud or injury.
Access to emergency care is limited outside the major cities. You may have to be transferred to Colombo for treatment. What’s more, medical facilities are not always up to international standards.
Private hospitals are expensive, and emergency repatriation is very costly. Good travel health insurance is essential to cover these costs.
The country is also affected by dengue fever. Protect yourself from mosquito bites to avoid this disease.
In the event of a medical emergency, call 011 2691111 for an ambulance. Then contact your insurance company to arrange the necessary treatment.
👍👎 Travel insurance: advantages and disadvantages
✅ Why take out travel insurance?
- 🏥 Access to care: When abroad, your usual insurance often doesn’t cover medical care. Travel insurance covers these costs.
- 💼 Compensation for incapacity: If an injury prevents you from working, some insurances offer compensation.
- 🔒 Protection against theft: Tourists are prime targets. Insurance allows you to be reimbursed in the event of theft.
- 🕑 Compensation for delays: A flight or train delay can impact your trip. Insurance covers these inconveniences.
- 🚗 Car rental coverage: Travel insurance can complement car rental companies’ guarantees.
❌ What are the disadvantages?
Travel insurance doesn’t cover everything. Some unforeseen expenses remain your responsibility.
- Prices vary according to destination, age and length of stay.
- Longer trips and older people pay more.
- A trip is already expensive, and adding insurance may seem excessive. But it’s essential.
Compare offers to find the best coverage at the best price.
💳 Do bank cards offer sufficient cover?
🌟 Travel insurance and Visa Premier
Wondering if your bank card is enough to cover your trip to Sri Lanka?
It all depends on the length and cost of your stay. For a short trip, the insurance on your Visa or Mastercard may be sufficient. However, it only covers purchases paid for with the card.
If you’re going away for a long period or on business, a bank card alone won’t be enough. Consult an expert to choose the right insurance.
⚠️ The Visa card only covers the cardholder, his/her spouse (married or civil partner) and their children.
🏁 Conclusion
Travelling to Sri Lanka safely involves careful preparation. Taking out travel insurance protects you from unforeseen medical, financial and logistical contingencies. While credit card insurance may be sufficient for short stays, it’s no substitute for comprehensive coverage for longer trips. Compare offers, choose the one that meets your needs and leave with peace of mind. A successful trip starts with good planning!